mumbl
Built for CPAs handling sensitive data

Dictation that keeps
client data off the cloud.

Tax season means thousands of client interactions documented. Every cloud transcript is a compliance risk. Mumbl runs on your device so client financials stay where they belong.

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macOS & Windows · iOS coming soon — Your clients' data stays local

"ok so for the johnson return they have rental property income of about 42k and the mortgage interest deduction is around 18k""talked to the client and they forgot to mention they cashed out 30k from their 401k early last year so we need to account for the penalty""the new client wants to convert from an s corp to an llc and they think it's just a simple paperwork change""for the quarterly estimate the client's income is up like 40 percent so we need to adjust the estimated payments or they're getting hit with a penalty""the bookkeeping for this restaurant client is a disaster they've been putting personal expenses through the business account all year""hey send the client a reminder that we need their k1s and 1099s before we can finalize anything the deadline is in two weeks""the IRS notice says they owe 8 grand because they didn't report the stock sale but we have the 1099-B to prove it was reported""ok so for the johnson return they have rental property income of about 42k and the mortgage interest deduction is around 18k""talked to the client and they forgot to mention they cashed out 30k from their 401k early last year so we need to account for the penalty""the new client wants to convert from an s corp to an llc and they think it's just a simple paperwork change""for the quarterly estimate the client's income is up like 40 percent so we need to adjust the estimated payments or they're getting hit with a penalty""the bookkeeping for this restaurant client is a disaster they've been putting personal expenses through the business account all year""hey send the client a reminder that we need their k1s and 1099s before we can finalize anything the deadline is in two weeks""the IRS notice says they owe 8 grand because they didn't report the stock sale but we have the 1099-B to prove it was reported""ok so for the johnson return they have rental property income of about 42k and the mortgage interest deduction is around 18k""talked to the client and they forgot to mention they cashed out 30k from their 401k early last year so we need to account for the penalty""the new client wants to convert from an s corp to an llc and they think it's just a simple paperwork change""for the quarterly estimate the client's income is up like 40 percent so we need to adjust the estimated payments or they're getting hit with a penalty""the bookkeeping for this restaurant client is a disaster they've been putting personal expenses through the business account all year""hey send the client a reminder that we need their k1s and 1099s before we can finalize anything the deadline is in two weeks""the IRS notice says they owe 8 grand because they didn't report the stock sale but we have the 1099-B to prove it was reported"
"Johnson return: rental property income of approximately $42,000. Mortgage interest deduction of $18,000. Property depreciation to be calculated using the 27.5-year residential schedule.""Client disclosed a previously unreported early 401(k) distribution of approximately $30,000. Return must account for the 10% early withdrawal penalty in addition to ordinary income tax.""New client is requesting conversion from S-Corp to LLC structure. Need to prepare a tax implications analysis, as the client is not aware of the potential tax consequences.""Client's year-over-year income has increased approximately 40%. Quarterly estimated payments must be adjusted upward to avoid an underpayment penalty.""Restaurant client's bookkeeping requires significant cleanup. Personal expenses have been run through the business account throughout the year. All transactions must be reclassified.""Please send client a reminder: we need all K-1s from partnership interests and 1099s for contract income to finalize the return. Filing deadline is in two weeks.""IRS notice asserts $8,000 in additional tax due to an unreported stock sale. The 1099-B confirms the transaction was reported on the original return. Need to prepare a response.""Johnson return: rental property income of approximately $42,000. Mortgage interest deduction of $18,000. Property depreciation to be calculated using the 27.5-year residential schedule.""Client disclosed a previously unreported early 401(k) distribution of approximately $30,000. Return must account for the 10% early withdrawal penalty in addition to ordinary income tax.""New client is requesting conversion from S-Corp to LLC structure. Need to prepare a tax implications analysis, as the client is not aware of the potential tax consequences.""Client's year-over-year income has increased approximately 40%. Quarterly estimated payments must be adjusted upward to avoid an underpayment penalty.""Restaurant client's bookkeeping requires significant cleanup. Personal expenses have been run through the business account throughout the year. All transactions must be reclassified.""Please send client a reminder: we need all K-1s from partnership interests and 1099s for contract income to finalize the return. Filing deadline is in two weeks.""IRS notice asserts $8,000 in additional tax due to an unreported stock sale. The 1099-B confirms the transaction was reported on the original return. Need to prepare a response.""Johnson return: rental property income of approximately $42,000. Mortgage interest deduction of $18,000. Property depreciation to be calculated using the 27.5-year residential schedule.""Client disclosed a previously unreported early 401(k) distribution of approximately $30,000. Return must account for the 10% early withdrawal penalty in addition to ordinary income tax.""New client is requesting conversion from S-Corp to LLC structure. Need to prepare a tax implications analysis, as the client is not aware of the potential tax consequences.""Client's year-over-year income has increased approximately 40%. Quarterly estimated payments must be adjusted upward to avoid an underpayment penalty.""Restaurant client's bookkeeping requires significant cleanup. Personal expenses have been run through the business account throughout the year. All transactions must be reclassified.""Please send client a reminder: we need all K-1s from partnership interests and 1099s for contract income to finalize the return. Filing deadline is in two weeks.""IRS notice asserts $8,000 in additional tax due to an unreported stock sale. The 1099-B confirms the transaction was reported on the original return. Need to prepare a response."

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um so basically I think we should like...I think we should...

AI Cleanup

Option
+
Space

One Hotkey

Social media's impact on mental health remains a nuanced topic...

Any Format

0.0s
Recording...
Transcribing...
Cleaning up...
Pasted!

Blazing Fast

From client call to client note in seconds.

Dictate between appointments. Mumbl handles the formatting.

You said

"ok so the client came in today and their books are a mess basically they've been mixing personal and business expenses all year and we're going to need to go through everything and reclassify a bunch of transactions before we can even think about filing and I'm guessing we're looking at about 15 to 20 hours of cleanup work"

Mumbl output — Client Note

Client meeting conducted today. Review of client financials revealed significant commingling of personal and business expenses throughout the fiscal year. Reclassification of transactions is required prior to filing. Estimated remediation: 15 to 20 hours of cleanup work.

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Porter GardinerFounder of getfurnace.io
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I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

This is the simplest way to 10X your productivity.

D
My Dad
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I can finally talk to Claude Code with only two keys.

F
My Fiance
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My favorite thing about Mumbl is its simplicity. There aren't any loops you have to go through to make it work and it's intertwined with my device really well. Right now I mainly use Mumbl for school work!

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Luke Fitch
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I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

This is the simplest way to 10X your productivity.

D
My Dad
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I can finally talk to Claude Code with only two keys.

F
My Fiance
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My favorite thing about Mumbl is its simplicity. There aren't any loops you have to go through to make it work and it's intertwined with my device really well. Right now I mainly use Mumbl for school work!

LF
Luke Fitch
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I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

This is the simplest way to 10X your productivity.

D
My Dad
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I can finally talk to Claude Code with only two keys.

F
My Fiance
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My favorite thing about Mumbl is its simplicity. There aren't any loops you have to go through to make it work and it's intertwined with my device really well. Right now I mainly use Mumbl for school work!

LF
Luke Fitch
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I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

This is the simplest way to 10X your productivity.

D
My Dad
"

I can finally talk to Claude Code with only two keys.

F
My Fiance
"

My favorite thing about Mumbl is its simplicity. There aren't any loops you have to go through to make it work and it's intertwined with my device really well. Right now I mainly use Mumbl for school work!

LF
Luke Fitch
"

I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

This is the simplest way to 10X your productivity.

D
My Dad
"

I can finally talk to Claude Code with only two keys.

F
My Fiance
"

My favorite thing about Mumbl is its simplicity. There aren't any loops you have to go through to make it work and it's intertwined with my device really well. Right now I mainly use Mumbl for school work!

LF
Luke Fitch
"

I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

This is the simplest way to 10X your productivity.

D
My Dad
"

I can finally talk to Claude Code with only two keys.

F
My Fiance
"

My favorite thing about Mumbl is its simplicity. There aren't any loops you have to go through to make it work and it's intertwined with my device really well. Right now I mainly use Mumbl for school work!

LF
Luke Fitch
"

I was unsure on how I would feel talking to my computer, but I figured I'd give it a try. Turned out 10x better than I had expected. It's crazy how much time has already saved me!

PG
Porter GardinerFounder of getfurnace.io
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User
"

During tax season I'm writing the same types of notes 60 times a day. Mumbl lets me dictate between appointments and everything comes out clean enough to send. I've gotten hours back every week.

MU
Mumbl User
"

I can't have client financial data going to some cloud server. Mumbl processes everything on my laptop, so when I'm dictating notes about someone's 401k distribution, I know it stays on my machine.

MU
Mumbl User
"

I switched from typing notes during client meetings to dictating a summary right after. My notes are more detailed, my clients feel more heard, and the whole process is faster.

MU
Mumbl User

The problem with cloud transcription

"A financial advisor's AI transcript was subpoenaed in a divorce case, costing the firm a $20M client."

SEC Regulation S-P requires firms to protect Nonpublic Personal Information with written safeguards. Cloud transcription tools complicate that.

AI notetakers may misattribute speakers, misinterpret tone, or emphasize the wrong points — inaccurate records create liability.

Mumbl processes everything on your device. No servers to breach, no transcripts stored in someone else's cloud.

How professionals use Mumbl

Dictate client meeting notes during tax season

Draft engagement letters and advisory memos by voice

Document audit observations on-site

Capture CRM notes between back-to-back client calls

Your voice never leaves your device

Voice
Your Device
No Cloud

Mumbl processes everything locally using Whisper AI. No cloud uploads. No servers. No data collection. Your words stay yours.

100% local processing
No audio uploads
No data collection

Simple, transparent pricing

Start free with 10 transcriptions per week. Upgrade anytime for unlimited.

FreeAlways Free
$0forever

10 transcriptions per week. Perfect to get started.

  • 10 transcriptions per week
  • All formatting styles
  • 100% local processing
  • No credit card required
UnlimitedSave 45%
$6.58/month
$79 billed annually

Unlimited transcriptions. Best value.

  • Unlimited transcriptions
  • All formatting styles
  • 100% local processing
  • Priority support
Lifetime
$200one-time

Pay once, use forever. All future updates included.

  • Unlimited transcriptions
  • All formatting styles
  • 100% local processing
  • Priority support
  • All future updates

Need Mumbl for your accounting firm?

Deploy across your firm with per-seat licensing. Each installation runs independently on the employee's device. No shared servers, no centralized data store, no breach vector for client financials.

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Frequently asked questions

Can I use this during client calls?

Yes. Hit a hotkey, speak your notes after or during a meeting, and Mumbl transcribes and formats them instantly. Everything stays on your device — no cloud storage to worry about.

How does this help with compliance?

Mumbl eliminates the cloud from the equation entirely. No audio uploads means no third-party data retention, no breach vector, and no compliance complexity from vendor agreements.

Is this better than typing notes manually?

Most people speak 3x faster than they type. Mumbl lets you capture notes naturally by speaking, then formats them professionally. You save time without sacrificing accuracy.

Ready to write faster?

Join thousands who've stopped typing and started talking. Download Mumbl for free today.

Download for Free

macOS & Windows • iOS coming soon • Free forever